10 September 2010
credit?
Posted by admin under: Credit .
im trying to find a store that i can get a charge card. im trying to improve my credit. I have a score thats really low and ive even tried orchard bank. any ideas for some store credit options????????
also i do have a repo on there and only one credit card. ive tried eveywhere. i couldn’t afford it then. i mkae very good now and want to atleast keep trying..
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5 Comments so far...
B.B Says:
13 September 2010 at 11:11 am.
Go to Macy’s
Stephanie K Says:
15 September 2010 at 2:37 pm.
try target, babies r us, khols, robinsons may, any store that you shop at frequently enough. Try to get one with a lower intrest rate though
iceman Says:
16 September 2010 at 8:15 am.
Old Navy or Gap. They approve almost anyone.
Pengy Says:
19 September 2010 at 5:04 am.
Going around applying for additional cards is only going to lower your credit score, basically each time you apply take of 5 points, if your score is already low that is only going to make it worse. Better yet pay your bills on time. You also have the possibility of getting a secured card, you put X amount in a deposit in order to get a card, but you still have to make the payments, and some advise only use 30-40% of the available credit on the card, and pay it off. Whatever you do stay away from Capital one, they will not help you FICO score.
ram k Says:
19 September 2010 at 8:49 pm.
Having a good credit rating, helps a consumer get a loan or credit at better rates and for larger amounts.To know “How to improve credit rating, credit score” plz follow link-